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Pricing

What you’ll pay, in writing

Three plans, one rate card, no quote request needed. Pick the tier that matches your volume and apply — approval takes 3–5 working days once your documents are in.

Starter

New sellers and side businesses taking their first online payments.

Setup RM 500 one-time
Annual RM 200 per year
FPX online banking
RM 1.80per transaction
Cards — Malaysian
2.90% + RM 0.50
Cards — foreign
3.90% + RM 0.50
E-wallets & DuitNow QR
2.20%
Settlement
T+3
Apply for Starter
Most chosen

Business

Established stores with steady volume and a finance team watching cash flow.

Setup RM 800 one-time
Annual RM 500 per year
FPX online banking
RM 1.40per transaction
Cards — Malaysian
2.50% + RM 0.50
Cards — foreign
3.50% + RM 0.50
E-wallets & DuitNow QR
1.90%
Settlement
T+2
Apply for Business

Enterprise

High volume, multiple entities, or a payout flow that needs custom terms.

Setup RM 1,500 from
Annual RM 1,200 from
FPX online banking
RM 1.00from, per transaction
Cards — Malaysian
2.10% + RM 0.50
Cards — foreign
3.10% + RM 0.50
E-wallets & DuitNow QR
1.60%
Settlement
T+1
Talk to sales

In every plan

Nothing here is an add-on. The plan changes your rate, not what you can do.

Hosted payment page

Card details never touch your server, which keeps you out of most PCI DSS scope.

Payment links & QR

Collect without a website. Generate a link or DuitNow QR from the back office.

Store plugins

WooCommerce, Shopify, Magento and OpenCart, plus a REST API and sandbox.

Recurring billing

Subscriptions and instalments with automatic retries on failed charges.

3-D Secure 2.0

Liability shift on authenticated card payments, with rules you can tune yourself.

Reconciliation reports

Daily settlement files that match your bank statement line for line.

Multi-user access

Give finance, support and developers their own logins with separate permissions.

Webhooks

Signed callbacks on every status change, with replay for anything your server missed.

Fees you should know about

The charges most gateways leave out of the pricing page. These apply on every plan.

Refunds
Charged per refund issued. The original transaction fee is not returned.
RM 3.00
Chargeback
Charged when a cardholder disputes a payment, whether or not you win it.
RM 50.00
Rolling reserve
Applied only to higher-risk categories, held for 90 days and released on a rolling basis.
0–10%
Settlement to bank
Payouts to any Malaysian bank account on your normal settlement cycle.
Free
Instalment plan (IPP)
Optional. Merchant absorbs the fee so the cardholder pays 0% interest over 3–36 months.
From 3.50%

Before you apply

What documents do I need?

SSM registration, director or owner IC, a company bank statement from the last three months, and a working URL showing what you sell. Sole proprietors and Sdn Bhd are both fine.

Can I move up a plan later?

Yes, at any point. You pay the difference in setup fee only, and the new rates apply from the next settlement cycle. There is no charge to move back down at renewal.

Why is my business quoted a different rate?

Rates on this page assume a standard retail or services MCC. Categories that carry higher chargeback risk — travel, ticketing, digital goods, subscriptions with free trials — are priced separately after review.

When does the annual fee renew?

Twelve months from your go-live date, not from when you applied. We invoice 30 days ahead so nothing interrupts your settlements.

Is there a minimum monthly volume?

No minimum and no monthly commitment on Starter or Business. Enterprise terms are set case by case and may include a volume commitment in exchange for the lower rate.

All rates are shown in Malaysian Ringgit and exclude SST where applicable. Estimates are indicative only — your final rate depends on your business category and is confirmed in your merchant agreement. Rates may be revised with 30 days’ written notice.